IRA Picker

Which type is better for you?

Given your individual situation, the IRA Picker compares the returns on contributions to and withdrawals from a Roth-style account, a Traditional retirement account, and a portfolio outside of a retirement account. Specifically, it compares contributing $4000 per year into each type of account until you reach age 70, and making equal annual withdrawals from each account afterward.


Age (0-70)
Taxpayer Type

 Pre-retirement Income per Year

 Post-retirement Income per Year

Payout Period (Years) (1-30)





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